20 Feb 2025

By Vista Corp

If you’re considering expanding your business or investing in one of the world’s most dynamic economies, the UAE Investor Visa is a critical tool to secure your foothold in the region. Designed to attract foreign investment, this visa offers long-term residency, 100% business ownership, and access to a thriving market—all without the burden of income tax.

But what exactly does it take to qualify? How does the application process work? And what are the key benefits that make this visa a game-changer for investors?

In this blog, we’ll break down the essentials of the investor visa in UAE – eligibility criteria, required documents, step-by-step application process, and the advantages it brings to your business and personal goals. Whether you’re an experienced investor or exploring opportunities for the first time, this guide will help you navigate the process with confidence.

What is the Dubai Investor Visa?

The Dubai Investor Visa grants foreign nationals the legal right to live, work, and invest in Dubai, opening doors to countless opportunities across sectors like real estate, technology, hospitality, and more. 

There are a few types of investor visas to choose from, depending on your needs. The two-year investor visa is perfect if you’re starting your own company and are the sole shareholder. If you’re teaming up with others, the partner visa is your go-to option.

Now, if you’re making a larger investment—say, owning property or a business with a value over AED 2 million—you can apply for the Golden Visa. This gives you 10 years of residency, offering long-term stability and growth.

Each visa category is designed to cater to specific investor needs, ensuring flexibility and long-term growth opportunities. Whether you’re launching a startup, expanding an existing business, or making strategic investments, the Dubai Investor Visa is your key to unlocking the potential of the UAE’s thriving economy.

Who Can Apply for an Investor Visa in Dubai?

The eligibility criteria for the Dubai investor visa are straightforward and inclusive, making it accessible to a wide range of investors. Whether you’re an entrepreneur planning for a business setup in Dubai, a real estate investor, or someone looking to make a financial contribution, Dubai offers multiple pathways to qualify for this visa.

To qualify, you must meet one of the following conditions:

• Start a Business: Establish a company in the UAE, either as a sole shareholder or with multiple partners.
• Invest in Real Estate: Purchase property in Dubai, whether for personal use or as part of a development project.
• Make a Fixed Deposit: Deposit a substantial amount in a UAE-based bank.

By offering multiple pathways, Dubai attracts global talent and investment, reinforcing its position as a leading business and economic hub.

Key Benefits of an Investor Visa 

The Dubai investor visa offers a range of benefits that make it an attractive option for anyone looking to invest in the UAE. 

Here’s why it’s worth considering:

1. Enjoy Residency in Dubai

An investor visa grants you the legal right to live in Dubai with your family. This means stability and security, allowing you to settle in one of the world’s most dynamic cities.

2. Access Work and Business Opportunities

With this visa, you can start your own business or look for job opportunities across various sectors. The UAE’s growing economy opens up countless possibilities for work and investment.

3. Invest in Dubai’s Thriving Sectors

Dubai’s economy is booming, and the investor visa gives you the flexibility to invest in different industries—from real estate to technology and beyond.

4. Take Advantage of Tax Benefits

Dubai’s tax system is one of the most favourable in the world. With no personal income tax and low corporate taxes, you get to keep more of your earnings while growing your business.

5. Bring Your Family with You

As an investor visa holder, you can sponsor your family members to live in Dubai. This includes your spouse, children, and even your parents.

6. Pathway to the Golden Visa

Running a successful business in Dubai makes you eligible for the Golden Visa, a long-term residency option for entrepreneurs and investors who significantly contribute to the UAE’s economy.

7. Travel More Freely

With a UAE investor visa, you can travel freely across GCC countries without the hassle of visa restrictions. In addition, UAE visa holders enjoy the convenience of visa-on-arrival access to numerous countries around the world, making business and leisure travel much easier. 

8. Stay Abroad for Longer

Unlike other visa types, the investor visa allows you to stay outside the UAE for up to one consecutive year without losing your residency. This gives you the flexibility to explore opportunities abroad without worrying about your visa status.

These benefits make the investor visa an excellent option for those looking to establish themselves in one of the world’s most business-friendly cities.

How to Get an Investor Visa in Dubai: A Step-by-Step Guide

Whether you’re planning a business setup in Dubai, investing in real estate, or looking for long-term opportunities, understanding the process is key.

Here’s a step-by-step breakdown of how to apply for a Dubai investor visa:

1. Plan Your Investment Strategy

Define your investment goals. Are you launching a startup, investing in real estate, or setting up a company? Dubai offers multiple investment-friendly options, including mainland businesses, free zone companies, and offshore setups. Research the market, evaluate risks, and choose a sector that aligns with your financial objectives. If you’re interested in real estate, the property investor visa allows you to secure residency by purchasing a property that meets the minimum investment threshold.

2. Choose the Right Business Setup

When applying for an investor visa in Dubai, selecting the right business structure is crucial. Your choice determines how you operate, your ownership rights, and your tax benefits.

Mainland Company Setup: A mainland business gives you the freedom to trade across the UAE and internationally. There are no restrictions on business activities or geographic operations, making it ideal for entrepreneurs looking to scale.

Free Zone Establishment: Setting up in a free zone comes with perks like 100% foreign ownership, tax exemptions, and streamlined business processes. If you want full control over your business with minimal restrictions, this is a great option.

Offshore Company: Ideal for international business operations with asset protection benefits.

If you’re a solo entrepreneur or freelancer, the freelancer visa Dubai is another option, providing flexibility to operate independently while enjoying residency benefits.

3. Meet the Financial Requirements

The investor visa UAE has specific financial criteria based on your investment type. For example:

• Business investors must meet the minimum capital investment required for a 2-year investor visa in Dubai or longer-term options.
• Property investors must own a property worth at least AED 750,000 to qualify.
• Fixed deposit investors must show proof of sufficient financial holdings in a UAE bank.

Ensuring your investment meets these criteria is crucial to getting approval.

4. Gather and Submit Required Documents

Prepare the required paperwork, including passport copies, proof of investment, bank statements, and business plans. Submitting complete and accurate documents helps avoid delays in processing.

5. Apply for the Investor Visa

Submit your visa application to the relevant authority. If you’re setting up a mainland business, apply through the Department of Economic Development (DED). For free zone companies, submit your application through the respective free zone authority.

6. Complete the Emirates ID Process

All residency applicants, including investor visa Dubai holders, must pass a medical fitness test, including a blood test and chest X-ray. Once cleared, you’ll also need to apply for your Emirates ID, which serves as your official identification in the UAE.

7. Receive Your Investor Visa 

After completing all the steps and meeting the requirements, you’ll receive your investor visa, granting you the right to live, work, and invest in Dubai.

Following these steps ensures a smooth application process, allowing you to focus on growing your investment in Dubai.

How to Get an Investor Visa in Dubai, UAE

Securing an investor visa in Dubai is a straightforward process, but the right approach depends on your investment goals. Whether you’re launching a business, proving existing investments, or investing in property, Dubai offers multiple pathways to residency.

Let’s break down the main options available for investors looking to secure residency in Dubai.

New Company Incorporation in Dubai

One of the most popular and straightforward ways to obtain an investor visa is by setting up a new company in Dubai. What sets Dubai apart from many other global business hubs is its progressive approach to foreign ownership. Unlike many countries that require a local partner, Dubai allows foreign nationals to own 100% of their business, giving them full control over their operations.

There’s no minimum capital requirement for establishing a company in Dubai, which significantly lowers the barrier to entry. This makes it an attractive option for entrepreneurs who want to seize business opportunities without a huge upfront investment. Once you decide on your investment plan, you can register your company in either the Dubai Mainland or one of Dubai’s Free Zones, each offering distinct advantages.

The process for company setup involves registering your business with the relevant authorities, obtaining the necessary licenses, and preparing the required documents for submission. After completing these steps, you’ll become eligible for a 2-year renewable investor visa. This type of visa allows you to stay in the UAE and operate your business while enjoying the benefits of Dubai’s tax-friendly environment. 

Proving Existing Investments

If you already have existing investments in the UAE, you can qualify for the Golden Visa through your financial contributions to a local business or sector. To be eligible for this, your business must have a net worth exceeding AED 2 million. This option is designed for investors who are already established in the UAE market or have made significant investments in the economy.

Investors who meet this threshold are automatically eligible for a 10-year residency visa. The Golden Visa is a unique option that allows long-term residency in Dubai, ensuring stability for investors, entrepreneurs, and their families. To apply, you’ll need to submit several documents, including your passport, current visa details, bank statements for both personal and business accounts, audited financial records, and a net worth certificate from a certified UAE auditor. The Golden Visa is ideal for investors who have a significant stake in Dubai’s economy and wish to enjoy long-term residency without the need for continual visa renewals.

Investing in Fixed Deposits or Real Estate

Another route to obtaining an investor visa in Dubai is by investing in the UAE property market or through a fixed deposit in a local bank. These investment options are particularly attractive to individuals looking for a more hands-off approach to qualifying for residency.

To apply through a fixed deposit, you’ll need to deposit at least AED 2 million in a UAE bank for at least two years. This option requires you to open a local bank account and provide a fixed deposit certificate, which is then submitted with your visa application. This route ensures financial security and offers a stable avenue for securing residency.

Alternatively, you can also invest in real estate. Dubai’s property market is one of the most lucrative in the world, attracting investors from all over. By purchasing a property valued at over AED 2 million, you become eligible for the Golden Visa, which grants you residency for up to 10 years. The property can be residential or commercial—whether you opt for an apartment, villa, land, or commercial unit, the investment must meet the minimum value requirement. Once you purchase the property, you will need to obtain the title deed and submit it along with your visa application. 

Documents Required to Obtain an Investor Visa in Dubai, UAE

To apply for an investor visa in Dubai, you must submit a set of specific documents that are essential for processing your visa application. These documents are necessary to verify your eligibility, business details, and personal information. 

Here’s a detailed look at the required documents for obtaining an investor visa in Dubai.

1. Sponsor’s IBAN Bank Account Number

As part of the application process, you must provide the IBAN (International Bank Account Number) for the company sponsor or investment. This is especially relevant if you are establishing a new company in Dubai. The IBAN helps facilitate financial transactions and is a part of the standard documentation required by the authorities to ensure the smooth processing of your visa. The IBAN will be used to link your company’s financial activities with your visa application.

2. Card of Establishment and Memorandum of Association (MOA)

For those applying through company formation, providing the Card of Establishment and the Memorandum of Association (MOA) is critical. The Card of Establishment is issued when you register your company in Dubai, and it outlines the legal details of your business. The MOA is a legal document that defines the ownership structure of the company, the rights, responsibilities, and obligations of the shareholders, and the operational scope of the business. Both documents confirm that you are a legitimate business owner and are directly involved in the UAE market.

3. Proof of Ownership Stake

To prove your ownership in the company, you will need to submit evidence of your ownership stake. This could include shareholder agreements or other legal documents that outline your percentage of ownership in the company. This is necessary to ensure that you meet the requirements to apply for the investor visa, especially for those who plan to invest in or establish new businesses in Dubai.

4. Passport Copy of the Partner(s)

If your business involves partners, you will need to submit a copy of the partner’s passport. This document is needed to verify their identity and ensure that the UAE authorities legally recognise all partners involved. This is especially relevant for those applying for the Golden Visa, as the visa is also issued based on the business ownership structure and the roles of each individual involved.

5. Current UAE Visa of the Partner (If Applicable)

If your business partner is already a resident of the UAE or has a valid UAE visa, you will need to submit a copy of the partner’s current UAE visa. This helps the authorities cross-reference the residency status of your business partners and confirm their eligibility to participate in the application.

6. Sponsor’s Emirates ID

The Emirates ID is a crucial document that proves the identity and residency status of the sponsor. If you are applying for the investor visa through your company, the sponsor (who may be the company’s legal representative or a partner) must provide their Emirates ID. This is needed for all visa applications, as it acts as an official identification document within the UAE.

7. Copy of the Trade License

A copy of the trade license is essential for validating your company’s operations in Dubai. The trade license proves that your company has been legally established and is registered with the relevant authorities in Dubai. Whether you are registering a company in the Mainland or a Free Zone, a valid trade license is necessary for completing the visa application.

8. Passport-Sized Photograph

Along with the other documents, you will need to provide a passport-sized photograph with a white backdrop. This is a standard requirement for any visa application, used for official documentation and identification purposes. Ensure that the photograph adheres to the official specifications in terms of size, background, and clarity.

How Long Does It Take to Get an Investor Visa?

The processing time for obtaining an investor visa in Dubai varies depending on the route you choose and the complexity of your application.

1. New Company Incorporation

For individuals who are applying for an investor visa through new company incorporation, the process is relatively quick. Once your company is registered and all necessary documents are submitted, you can expect to receive your investor visa in 2 to 5 working days. The efficiency of the Dubai government’s business setup processes allows entrepreneurs to launch their companies and obtain residency status in a matter of days, making it one of the fastest visa processing systems in the world.

2. Golden Visa (Proof of Existing Investments)

If you are applying for the Golden Visa through existing investments such as company ownership or property investment, the processing time will be slightly longer. The expected timeline for the Golden Visa application can range from 10 to 15 days, depending on your specific situation and the type of investments you are making. The process may take longer due to the additional verification steps required, such as providing proof of your net worth or property ownership.

3. Expertise of the Consultant

The processing time can also vary based on the expertise and experience of the consultant handling your application. If you choose an experienced consultant with a solid understanding of the visa application process, the chances of a smooth and fast processing time are higher. At Vista Business Setup, our consultants are well-versed in handling investor visa applications and can ensure that all documents are in order, helping to avoid delays or complications.

However, if you choose to work with a consultant who lacks experience or makes errors in the documentation, the process could be delayed, or your application could be rejected. In this case, you might need to correct errors and resubmit your application, which could extend the processing time.

Costs Involved in Getting an Investor Visa in Dubai

When applying for an investor visa in Dubai, there are several costs to consider aside from your initial investment. These include fees for company formation, visa applications, and other administrative charges.

You’ll also need to factor in the cost of medical tests and Emirates ID issuance. In addition, if you choose to work with a consultant to streamline the process, there will be associated service fees.

While the exact costs may vary depending on your specific circumstances—such as the type of business setup or the investment route you take—it’s important to plan for these fees as part of your overall investment in Dubai.

Types of Investor Visas in Dubai

Dubai provides multiple investor visa options, catering to different investment routes and financial backgrounds. Whether you’re investing in real estate, launching a business, or planning for retirement, there’s a visa category designed to fit your needs.

Property Investment Visa

Investors who purchase residential or commercial real estate worth over AED 2 million can apply for a property investor visa in Dubai. This visa is particularly attractive for those looking to capitalise on Dubai’s booming real estate market while securing long-term residency. Investors must ensure the property is not under a mortgage or joint ownership unless the share value exceeds the required threshold.

Company Investment Visa

Entrepreneurs and business owners looking to set up or invest in a Dubai-based company can obtain an investor visa through company incorporation. To qualify, the investor must either establish a new company with a minimum stated capital of AED 100,000 or hold shares in an existing business worth the same amount. Unlike other jurisdictions, Dubai does not mandate a paid-up capital requirement—only the amount stated in the company’s Memorandum of Association (MOA) is considered for eligibility. This makes business setup in Dubai an accessible option for investors worldwide.

Retirement Visa

Dubai offers a five-year retirement visa for individuals aged 55 and above who meet specific financial criteria. Retirees must either own property worth over AED 1 million, hold financial assets exceeding AED 1 million, or have a stable monthly income of at least AED 20,000. This visa provides long-term residency for retirees who wish to enjoy Dubai’s high standard of living and world-class amenities.

Golden Visa

The UAE Golden Visa is a premium residency option designed for high-net-worth individuals, entrepreneurs, and investors. With a 10-year validity, it provides unparalleled security and flexibility for those making a significant financial contribution to the country’s economy. The Golden Visa is available to individuals who meet specific criteria, such as owning a company with a net worth exceeding AED 2 million, investing in real estate above AED 2 million, or maintaining a fixed deposit of AED 2 million in a UAE bank.

Investor Visa Validity

The validity of an investor visa in Dubai depends on the investment route chosen. As of October 2022, the United Arab Emirates discontinued the issuance of three-year residence visas. The Federal Authority for Identity and Citizenship (FAIC) announced that all visa applications, including new visas, renewals, and transfers, would now be issued with a validity of one or two years instead. 

For investors establishing a business in Dubai, the company incorporation visa is now valid for two years. The UAE Golden Visa, available for company shareholders, real estate investors, and individuals with fixed deposits, remains valid for 10 years, offering long-term stability. Retirees meeting the required financial criteria can apply for a five-year retirement visa.

Common Issues with Investor Visas in Dubai: What to Watch Out For

While Dubai offers a seamless process for obtaining an investor visa, there are certain risks and overlooked issues that applicants must be aware of. Many investors make costly mistakes due to a lack of proper research, legal oversight, or reliance on unverified sources. Here are some key challenges to watch out for:

Scams and Fraudulent Offers

One of the biggest risks is dealing with fraudulent agents or unreliable service providers promising quick investor visa approvals or business setups at unrealistically low costs. Scammers often target new investors unfamiliar with the process, leading to financial losses and legal complications. Always verify the legitimacy of business consultants and work only with government-approved service providers to avoid falling victim to fraud.

Taking Over a Company Without Checking Liabilities

Many investors consider buying an existing business instead of starting a new one. However, failing to conduct thorough due diligence can lead to major financial and legal troubles. Some companies may have hidden debts, pending lawsuits, or operational restrictions that new owners inherit unknowingly. Before acquiring a business, it is essential to review all financial records, legal documents, and outstanding liabilities with the help of an expert.

Misunderstanding Legal and Financial Commitments

Obtaining an investor visa in Dubai comes with specific financial obligations, including company registration fees, visa renewal costs, and potential tax implications. Some investors assume their visa automatically remains valid without regular renewals or compliance with updated regulations. Staying informed about legal requirements and deadlines is crucial to maintaining a valid residency status.

Lack of Awareness of Property Ownership Regulations

If you’re applying for a property investment visa, understanding the regulations surrounding property ownership is crucial. The property must be valued correctly, and you should ensure that the title deed is in your name, not under a third party. In addition, foreign property owners must ensure compliance with Dubai’s rules for expatriates owning real estate, especially when it comes to specific areas where ownership is allowed.

Navigating the investor visa process in Dubai is an exciting opportunity, but you must be aware of these potential pitfalls to protect your investment and your future in the UAE. Always consult with legal experts and experienced consultants who can guide you through the process and help you avoid these common issues.

How Vista Business Setup Can Help You

Looking to secure an investor visa and set up your business in Dubai? Vista Business Setup is the trusted partner you need to navigate the process with confidence.

Our team of experienced professionals is here to guide you through every aspect of your investor visa application and business setup. With our in-depth knowledge of Dubai’s business landscape, we ensure you understand your options and make informed decisions that align with your goals. At Vista Business Setup, we prioritise your success by providing:

• Expert Advice: We offer clear and practical guidance tailored to your specific needs, helping you choose the best route for your investor visa, whether it’s company incorporation, property investment, or other avenues.
• Risk Awareness: The process of obtaining an investor visa can involve certain risks, including scams and legal challenges. We help you understand these potential pitfalls and educate you about the legalities involved in company ownership, liabilities, and other critical factors. Our goal is to equip you with the knowledge to avoid costly mistakes.
• Customised Solutions: Your business journey is unique, and we provide personalised solutions to help you navigate the setup and visa process with ease. Whether you’re starting a new venture or looking to invest in an existing business, we ensure your path is clear and achievable.
• Ongoing Support: Our partnership doesn’t end with your visa approval. We offer continuous support, helping you with any legal or business issues that may arise as you establish and grow your presence in Dubai.

Choosing Vista Business Setup means having an experienced team by your side, helping you secure residency in one of the world’s most dynamic economies.

Contact us today to learn more about how we can assist you with your investor visa and business setup in Dubai. Let us help you make the right choices and set you on a path to success.

Frequently Asked Questions

1. Who is eligible for an Investor Visa in Dubai?

Anyone looking to invest in a business or property or have a significant capital investment in Dubai can apply for an investor visa. This includes entrepreneurs, property investors, and those with significant financial assets.

2. What are the benefits of an investor visa in the UAE?

It offers residency, the right to work, access to world-class healthcare and education, and opportunities to grow your business in a tax-free environment.

3. Can I open a bank account in Dubai with an investor visa?

Yes, having an investor visa makes it easier to open a bank account in Dubai.

4. Can I work with an investor visa in the UAE?

Yes, an investor visa allows you to work in the business that you’ve invested in. You are also allowed to sponsor employees.

5. How long can I stay outside the UAE with an investor visa?

With an investor visa, you can stay outside the UAE for up to one year. However, you must enter the country at least once within a year to maintain your residency status.

6. What is the difference between an investor and partner visa in UAE?

An investor visa is for sole business owners, while a partner visa is for those with shared ownership in a company.

7. What is the age limit for an investor visa in the UAE?

Individuals aged 18 and above are eligible to apply for an investor visa in the UAE. This applies to both business and real estate investors, provided they meet the specific investment criteria.

8. Can I get a visa if I buy property in Dubai?

Yes, purchasing property in Dubai can make you eligible for an investor visa. The required property value for a 2-year visa starts from AED 750,000, with no mortgage allowed. For long-term options like the 10-year Golden Visa, different investment criteria apply. It is always recommended to seek professional guidance to navigate the requirements effectively and ensure a smooth process.